*{box-sizing:border-box}
:root{--navy:#10284b;--blue:#176b87;--gold:#f6c453;--ink:#172033;--muted:#637087;--paper:#f5f7fb;--line:#e3e8f0}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
a{color:inherit}
.top{position:sticky;top:0;z-index:20;background:rgba(16,40,75,.97);backdrop-filter:blur(10px);color:#fff;padding:14px max(20px,calc((100% - 1160px)/2));display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;box-shadow:0 5px 22px #10284b18}
.brand{font-size:1.4rem;color:#fff;text-decoration:none;font-weight:850;letter-spacing:-.04em;white-space:nowrap}.brand b{color:var(--gold)}
.top nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.top nav a,.top nav span{color:#fff;text-decoration:none;font-size:.93rem}.top nav a:hover{color:var(--gold)}
.container{max-width:1160px;margin:34px auto;padding:0 22px;min-height:65vh}
.page-title{font-size:clamp(1.8rem,3.2vw,2.65rem);line-height:1.15;letter-spacing:-.045em;margin:0 0 24px}
.hero{position:relative;overflow:hidden;padding:clamp(28px,5vw,58px);border-radius:26px;background:linear-gradient(120deg,#12345b 0%,#176b87 100%);color:#fff;margin-bottom:36px;min-height:310px;display:flex;align-items:center}
.hero:after{content:"";position:absolute;width:340px;height:340px;border:1px solid #ffffff20;border-radius:50%;right:-70px;top:-115px;box-shadow:0 0 0 35px #ffffff08,0 0 0 75px #ffffff05;pointer-events:none}
.hero-content{position:relative;z-index:1;max-width:760px}
.hero-kicker{display:inline-flex;align-items:center;gap:8px;color:#ffe19a;font-weight:750;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}
.hero h1{font-size:clamp(2.3rem,5.5vw,4.25rem);line-height:1.03;letter-spacing:-.055em;margin:15px 0 20px}
.hero p{font-size:clamp(1rem,1.7vw,1.16rem);max-width:690px;color:#e6f1fa;margin:0 0 24px}
.actions{display:flex;gap:11px;flex-wrap:wrap;margin:18px 0 0}
.btn,button{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:#176b87;color:#fff;border:0;border-radius:10px;padding:11px 17px;text-decoration:none;cursor:pointer;font:inherit;font-weight:700;transition:transform .18s,background .18s}
.btn:hover,button:hover{transform:translateY(-1px);background:#0f526c}
.btn.light{background:#fff;color:var(--navy)}.btn.light:hover{background:#edf4fa}
.btn.secondary{background:#e8eef5;color:#17314d}.btn.secondary:hover{background:#dbe7f2}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:14px;margin:32px 0 16px}
.section-head h2{font-size:clamp(1.4rem,2.5vw,1.9rem);letter-spacing:-.035em;line-height:1.2;margin:0}
.section-head p{color:var(--muted);margin:5px 0 0;font-size:.92rem}
.section-link{color:#176b87;font-weight:750;text-decoration:none;white-space:nowrap}
.category-strip{display:flex;gap:10px;overflow:auto;padding:3px 0 8px;margin:0 0 30px;scrollbar-width:thin}
.category-pill{flex:0 0 auto;border:1px solid #d9e3ee;background:#fff;color:#24405c;padding:9px 15px;border-radius:999px;text-decoration:none;font-size:.9rem;font-weight:650}
.category-pill:hover{background:#eaf4f8;border-color:#a9ceda}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:17px;padding:22px;box-shadow:0 8px 26px #10284b08;min-width:0}
.card h2,.card h3{margin:10px 0;font-size:1.2rem;line-height:1.35;letter-spacing:-.02em}
.card h2 a,.card h3 a{text-decoration:none}.card h2 a:hover,.card h3 a:hover{color:#176b87}
.card p{margin:9px 0}.muted{color:var(--muted);font-size:.9rem}
.tag{display:inline-flex;background:#e7f2f7;color:#17536b;padding:4px 10px;border-radius:999px;font-size:.78rem;font-weight:750}
.article-card{display:flex;flex-direction:column;min-height:235px}
.article-card .readmore{margin-top:auto;padding-top:12px;color:#176b87;text-decoration:none;font-weight:750}
.empty-state{background:#fff;border:1px dashed #cbd7e4;border-radius:16px;padding:28px;text-align:center;color:var(--muted)}
.feature-band{display:grid;grid-template-columns:1.15fr .85fr;gap:20px;margin:38px 0}
.feature-panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}
.feature-panel h3{margin:0 0 8px;font-size:1.25rem}
.feature-panel p{margin:0;color:var(--muted)}
.mini-list{display:grid;gap:12px;margin-top:15px}
.mini-item{padding-top:12px;border-top:1px solid var(--line)}
.mini-item a{text-decoration:none;font-weight:700}.mini-item a:hover{color:#176b87}
.footer{margin-top:48px;background:#10284b;color:#dce7f2;padding:30px max(20px,calc((100% - 1160px)/2));}
.footer-inner{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;align-items:center}
.footer strong{color:#fff}.footer p{margin:4px 0;color:#b9c9da;font-size:.9rem}
label{display:block;font-weight:650;margin:12px 0 5px}
input,textarea,select{width:100%;padding:11px;border:1px solid #ccd5e2;border-radius:8px;font:inherit;background:white}
textarea{min-height:180px}form{max-width:760px}
.notice{background:#fff6d8;border:1px solid #f1d77e;padding:12px;border-radius:8px;margin:12px 0}.error{background:#ffe9e9;padding:12px;border-radius:8px}
.tablewrap{overflow:auto;background:#fff;border-radius:12px;border:1px solid var(--line)}table{border-collapse:collapse;width:100%;min-width:650px}th,td{text-align:left;padding:12px;border-bottom:1px solid #e7ebf1}th{background:#f0f4f8}
@media(max-width:900px){.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.feature-band{grid-template-columns:1fr}}
@media(max-width:600px){.container{margin-top:22px;padding:0 15px}.top{padding:13px 16px;align-items:flex-start}.top nav{gap:11px}.top nav a,.top nav span{font-size:.85rem}.hero{padding:25px 22px;border-radius:20px;min-height:0}.hero h1{font-size:2.35rem}.grid{grid-template-columns:1fr}.card{padding:18px}.section-head{align-items:start;flex-direction:column}.footer{padding:25px 16px}}